Terms of Service

Introduction

Please read these Terms of Service ("Terms", "Terms of Service") carefully before using the www.bestetfs.com.au website (the "Service" or "Website") operated by The Rask Group Pty Ltd (ACN: 622 810 995) ("us", "we", or "our").

Best ETFs Australia is owned and operated by The Rask Group Pty Ltd and is part of the Rask network of financial education and information websites. For comprehensive terms and conditions, please refer to Rask's full Terms of Service.

Your access to and use of the Service is conditioned on your acceptance of and compliance with these Terms and forms a binding contractual agreement between you and us. These Terms apply to all visitors, users and others who access or use the Service.

Acceptance of Terms

By accessing or using the Service you agree to be bound by these Terms. If you disagree with any part of the terms then you may not access the Service.

You warrant that you are at least 18-years-old and you are legally capable of entering into binding contracts. If you are under 18-years-old, you warrant that you have obtained consent from your parent or guardian and they agree to be bound by these Terms on your behalf.

Our Service Contains General Information Only

The Rask Group Pty Ltd (ACN: 622 810 995) is a Corporate Authorised Representative No. 1280930 of Rask Licensing Pty Ltd (AFS licence no. 563 907). We are authorised to provide general financial advice only.

You acknowledge that the information provided as part of our Service is general information only and should not be considered personal financial advice. Anyone seeking to rely on our Service should seek their own legal, financial and taxation advice.

Our Service includes General Financial Advice only. That means, the advice does not take into account your objectives, financial situation or needs. Because of that, you should consider if the advice is appropriate to you and your needs, before acting on the information. In addition, you should obtain and read the product disclosure statement (PDS) before making a decision to acquire a financial product. If you don't know what your needs are, you should consult a trusted and licensed financial adviser who can provide you with personal financial product advice.

Please read our Financial Services Guide (FSG) before using this website.

Use of Website

You agree to use the Service only for lawful purposes and in a way that does not infringe the rights of, restrict or inhibit anyone else's use and enjoyment of the Service.

You agree not to:

• Use the Service in any way that causes, or is likely to cause, the Service or access to it to be interrupted, damaged or impaired in any way
• Use any part of the Service that you are not authorised to use or devise ways to circumvent security to access the Service
• Use or attempt to use the Service for any unlawful, criminal or negligent purposes
• Reproduce, duplicate, copy, sell, resell or exploit any portion of the Service without our express written permission

Intellectual Property

The Service and its original content, features and functionality are and will remain the exclusive property of The Rask Group Pty Ltd and its licensors. The Service is protected by copyright, trademark, and other laws of both Australia and foreign countries.

Our trademarks and trade dress may not be used in connection with any product or service without the prior written consent of The Rask Group Pty Ltd. Nothing in these Terms constitutes a transfer of any Intellectual Property rights from us to you.

Limitation of Liability

You acknowledge that we will not be liable to you or your associates, agents for any liability, claim, direct or indirect loss or lost opportunity or any other detriment suffered because of or in connection with your use, or reliance upon:

• The information or advice provided as part of the Service
• Your use, or reliance upon, the information in any external website
• You making an investment or dealing in a financial product
• The failure or poor performance of any investment or financial product
• Any errors, omissions, or inaccuracies in the information provided
• Any failure of our systems, including information technology and business systems

To the maximum extent permitted by law, Best ETFs Australia and its operators, employees, and affiliates shall not be liable for any loss or damage (including indirect, consequential, or incidental loss or damage) arising from your use of or reliance on information on this Website.

Investment Risks

All investments carry risk, including the risk of loss of capital. The value of investments can go down as well as up, and past performance is not indicative of future results. You may lose some or all of your investment.

Exchange Traded Funds (ETFs) and shares are subject to market risk, including but not limited to market volatility, economic conditions, company-specific risks, currency risk (for international investments), and liquidity risk.

Changes to Terms

We reserve the right, at our sole discretion, to modify or replace these Terms at any time. If a revision is material we will try to provide at least 30 days notice prior to any new terms taking effect.

It is your sole responsibility to periodically check these Terms for any changes. If you do not agree with any of the changes to these Terms, it is your sole responsibility to stop using the Service. Your continued use of the Service will be deemed as your acceptance thereof.

Governing Law

These Terms shall be governed and construed in accordance with the laws of Victoria, Australia, without regard to its conflict of law provisions. Our failure to enforce any right or provision of these Terms will not be considered a waiver of those rights.

Comprehensive Terms

This is a summary of key terms. For comprehensive terms and conditions, including detailed information about subscription services, courses, Rask Invest, and other services, please refer to Rask's full Terms of Service.